Privacy Policy
This Privacy Policy describes how Kay Freedom ("Kay Freedom," "we," "our," or "us") collects, uses, discloses, and protects information in connection with our HR consulting, business services, employee benefits education, and life insurance services, as well as your use of this website and related communications.
Last Updated: September 29, 2026
Introduction
Kay Freedom ("Kay Freedom," "we," "our," or "us") respects your privacy. This Privacy Policy explains, in clear and straightforward language, how we collect, use, disclose, and protect information when you use our website or otherwise interact with us. This includes when you visit our website, submit a contact form, request information, request an insurance quote, schedule a consultation, communicate with us by phone, text, email, or other channels, or respond to one of our advertisements or lead forms.
Information We Collect
We may collect information that you voluntarily provide to us, including when you:
- Submit a contact form or other form on our website
- Request information about HR consulting, business services, employee benefits education, or life insurance
- Request an insurance quote or submit an online insurance inquiry or lead form
- Schedule a consultation
- Communicate with us by phone, text, email, or other channels
The information you choose to provide may include, for example:
- Name
- Email address
- Telephone number
- Company or business name and related business information
- Service interests (such as HR consulting, business services, employee benefits education, or life insurance)
- Insurance coverage interests and requested coverage amounts
- Preferred timing for obtaining coverage
- Any other information you voluntarily submit through website forms, advertising lead forms, consultations, emails, phone calls, or other communications.
Submitting an initial online insurance inquiry or lead form is not the same as completing an insurance application. Depending on your request, we may need to ask for additional information later in order to obtain quotes, discuss coverage options, or help you apply for coverage.
Information Collected Automatically
When you visit our website, we and our website technology providers may automatically collect certain technical information about your device and how you interact with the site. This may include:
- Browser type and version
- Device type and operating system
- Internet Protocol (IP) address
- Pages visited and the date and time of your visit
- The website or advertisement that referred you to our site
- General website usage information and interaction data
- Cookies and similar tracking technologies used for website functionality, analytics, security, and performance.
This information helps us operate, maintain, secure, and improve our website and understand how visitors use it.
How We Use Information
We may use the information we collect for purposes such as:
- Responding to your inquiries and requests
- Providing information you ask for about HR consulting, business services, employee benefits education, or life insurance
- Preparing, discussing, and communicating about insurance coverage options
- Scheduling and managing consultations
- Providing HR consulting and related professional services
- Maintaining and updating our business records
- Operating, maintaining, and improving our website, services, and user experience
- Monitoring and helping protect against fraud, misuse, or security issues
- Complying with applicable legal, regulatory, or reporting obligations
- Communicating with prospective and existing clients, when permitted, about services, updates, or information that may be relevant to them.
We use information in a manner consistent with this Privacy Policy and applicable law.
Insurance Quote Requests
If you request information about life insurance or submit an insurance quote request, we may use the information you provide to:
- Discuss your coverage interests and options
- Help you understand potential insurance solutions
- Assist with the process of obtaining quotes or applying for coverage.
Where reasonably necessary to fulfill your request or process an application, we may share relevant information with:
- Insurance carriers
- Underwriting or application-processing services
- Other service providers involved in the insurance transaction.
Submitting an online inquiry, lead form, or quote request does not guarantee eligibility, approval, coverage, pricing, or issuance of an insurance policy. Insurance availability, eligibility, premiums, underwriting requirements, and policy issuance are determined by the applicable insurance carrier and may vary based on individual circumstances and applicable underwriting guidelines.
Phone, Text, and Email Communications
If you voluntarily provide your contact information and request information, a quote, or other services, we may use the contact details you provide (such as your phone number and email address) to contact you about your inquiry. This may include contacting you by telephone, email, or text message, as permitted by applicable law.
If we send you marketing or informational communications, you may request to stop receiving them or opt out by following the instructions included in the communication or by contacting us using the information provided in the "Contact Us" section of this Privacy Policy.
Consent to receive marketing communications is not a condition of purchasing any product or service. Message and data rates may apply to text communications, depending on your mobile plan and carrier. We do not state or imply that submitting a general website form automatically authorizes every form of marketing communication indefinitely.
How Information May Be Shared
We may share information, as appropriate, with:
- Insurance carriers and related service providers when reasonably necessary to respond to your request, obtain insurance quotes, or process an insurance application
- Service providers who help us operate our website, maintain our systems, provide professional services, or support our business operations
- Professional advisors (such as legal, accounting, or compliance professionals) when needed for legitimate business or legal purposes
- Other parties as required or permitted by law, such as to comply with legal or regulatory obligations, respond to lawful requests, or protect our rights, privacy, safety, or property, or that of others.
We do not sell personal information for monetary compensation. However, we may need to share information with insurance carriers, service providers, or other parties as described above in order to fulfill requested services, operate our business, or comply with applicable law.
HR Consulting Information
If you contact us about HR consulting or related business services, you may provide business contact information and information relevant to the requested consulting engagement. We may use this information to:
- Respond to your inquiries and evaluate your needs
- Discuss and plan potential services
- Deliver contracted HR consulting or related services
- Maintain appropriate business and engagement records
- Carry out other legitimate business purposes related to the services you request.
This Privacy Policy describes how we handle information collected through this website and related communications. It does not replace or override any confidentiality provisions or other terms that may be contained in individual client agreements or engagement letters.
Cookies and Analytics
We and our website providers may use cookies and similar technologies to support website functionality, analytics, performance, and security, and to help us understand how visitors interact with our site. Cookies are small data files stored on your device that can help the website remember your preferences and improve your experience.
You may be able to manage cookies through your browser settings or available website tools, such as by blocking certain cookies or receiving alerts when cookies are being used. Your choices may affect how some parts of the website function.
Advertising and Lead Forms
Kay Freedom may advertise through third-party platforms, including social media platforms and online advertising networks. If you choose to submit information through an advertisement or lead form hosted by a third-party platform, we may receive the information you provide and use it to respond to your inquiry, provide requested information, or follow up about our services.
Third-party platforms may separately collect, use, and process information according to their own privacy policies and practices. We encourage you to review the privacy policies of any third-party platforms you use to understand how they handle your information.
Data Security
We use reasonable administrative, technical, and organizational measures intended to help protect personal information from unauthorized access, loss, misuse, or alteration. However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. We encourage you to use caution when sharing information online and to contact us if you have any concerns about the security of your information.
Data Retention
We may retain information for as long as reasonably necessary to:
- Fulfill the purposes described in this Privacy Policy
- Provide requested services and maintain ongoing client relationships
- Maintain appropriate business and financial records
- Comply with applicable legal, regulatory, or reporting requirements
- Resolve disputes and enforce our agreements.
The specific retention period for particular information may vary based on the nature of the information and the purposes for which it was collected.
Privacy Choices and Requests
If you have questions about how we handle your personal information, or if you would like to request access to, correction of, or other choices regarding your information (where permitted by applicable law), you may contact us using the information provided in the "Contact Us" section of this Privacy Policy.
We may need to retain certain information when required by law, regulation, contractual obligations, or legitimate business recordkeeping requirements, even if you request deletion or changes.
Children’s Privacy
Our website and our insurance and HR inquiry forms are not directed toward children. We do not knowingly seek to collect personal information directly from children through these forms. If we become aware that information has been collected from a child in a manner that is inconsistent with applicable law, we will take appropriate steps to address the situation.
Third-Party Websites and Services
Our website may contain links to third-party websites or services that are not operated or controlled by Kay Freedom. We are not responsible for the privacy practices, content, or security of those third-party sites or services. We encourage you to review the privacy policies of any third-party websites or services you visit.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, services, or applicable laws. When we make material changes, we will update the effective date or "Last Updated" date at the top of this page. Your continued use of our website after any changes are posted indicates your acceptance of the updated Privacy Policy.
Contact Us
If you have questions about this Privacy Policy or how we handle personal information, you may contact us at:
Kay Freedom
info@kayfreedom101.com
Please do not include sensitive personal information in general email communications.
Contact Us
If you have questions about this Privacy Policy or how we handle personal information, you can reach out using the contact details below or by using our online contact options. We will do our best to respond in a timely and appropriate manner.
[Official Kay Freedom Privacy Email]
Mailing Address
[Mailing Address, if applicable]